- CCP, BARIDIMOB, BANK, CASH - ONE WALLET

Send money the moment you think of it.

Drahmi turns your CCP or bank account into a full digital wallet instant transfers, cardless ATM cash, and an agent on every corner. No queue, no paperwork, no waiting on payday.

4.8
App rating
0 DZD
Wallet-to-wallet fees
4 min
To open an account
The Drahmi home screen: current balance, quick actions and recent transactions.

- BUILT FOR HOW ALGERIA ACTUALLY MOVES MONEY

Same errands. No more waiting.

Drahmi doesn't ask you to change your habits it removes the parts that cost you time.

Before drahmi

  • Queue at the guichet to send a transfer.
  • Wait weeks for a physical debit card.
  • Cross town to reach a cash agency.

After drahmi

  • Transfer from your pocket, day or night.
  • Generate a cardless withdrawal code, any ATM.
  • Scan a QR at the agent next door.

- THE WALLET, IN FULL

Everything your money needs to do

Four things people open Drahmi for most each one built to feel instant, not just fast.

- SEND & RECEIVE

Move money by phone number, not IBAN.

Choosing a contact to send money to.

Pick a contact, enter an amount, confirm. Transfers between Drahmi users land instantly and cost nothing day, night, or holiday.

  • Free between Drahmi users, always.
  • Add a note so the reason is never lost.
  • Shareable receipt for every transfer.

- TOP UP YOUR WAY

Fund it from wherever your money already sits.

Topping up the wallet from a linked CCP account.

Link your CCP account, migrate straight from BaridiMob, add a bank RIB, or hand cash to an agent. Your balance is ready before you put your phone down.

  • CCP top-ups land instantly, free.
  • Bank transfer / RIB, no branch visit.
  • Ask a contact to send you a top-up.

- CASH OUT ANYWHERE

Turn digital dinars back into cash, no card required.

An agent QR code with a countdown to expiry.

Generate a six-digit code good for 30 minutes at any partner ATM, or show a QR to the nearest agent. Either way, no plastic to lose or forget.

  • 2,000+ ATMs accept cardless codes.
  • Nationwide agent network for cash out.
  • Codes expire automatically for safety.

- TRACK YOUR MONEY

See exactly where every dinar goes.

Wallet activity, newest first.

Every purchase and transfer is sorted automatically, so you can spot a pattern before it becomes a problem no spreadsheet required.

  • Daily, weekly, and monthly breakdowns.
  • Spending grouped by merchant & category.
  • Nothing shared, nothing sold.

- FROM DOWNLOAD TO YOUR FIRST TRANSFER

Open an account before your coffee gets cold

Three real steps not marketing shorthand for ten.

  1. Scanning a national ID card.

    STEP 01

    Verify

    Enter your mobile number, scan your national ID or passport, take a quick selfie. Your data is encrypted and never stored raw.

  2. Choosing how to add money to the wallet.

    STEP 02

    Fund

    Link your CCP, migrate from BaridiMob, add a bank RIB, or top up in cash with a nearby agent.

  3. A live wallet, ready to send.

    STEP 03

    Move

    Your wallet ID is live. Send, pay, withdraw, or save everything from one place, from now on.

- NO SURPRISES

Pricing you can read in ten seconds

If a fee ever applies, you'll see the exact amount before you confirm never after.

Wallet-to-wallet transfers

Free between Drahmi users, always.

FREE
CCP & bank top-ups

Add money from a linked CCP or RIB account

FREE
Monthly account fee

No minimum balance, no maintenance charge

0 DZD
ATM cardless withdrawal

Shown on-screen before you generate a code

FROM 0 DZD
Agent cash-out

Confirmed with the agent at the point of pickup

VARIES BY AGENT

- BUILT ON TRUST

Your money is safe, by design.

Biometric login & approval

Face ID or fingerprint unlocks your wallet and confirms every payment no PIN to shoulder-surf.

Real-time fraud alerts

Unusual activity is flagged the moment it happens, with a one-tap freeze on your wallet.

The Drahmi card, with controls and recent card transactions.

ID data, encrypted end to end

Verification documents are processed securely and never stored on our servers in raw form.

Fully regulated

Held to bank-grade compliance standards, with your consent required for every data use.

FROM THE COMMUNITY

People who stopped queuing

"I moved my whole salary routine to Drahmi. My brother sends me his half of the rent in seconds instead of me chasing him at the agency."
Sofiane K.Algiers

"I close the shop at eight, so the guichet was never an option. Now the takings go into the wallet and my supplier is paid before I lock up."
Nadia B.Oran

"The cardless code is the part I did not expect to need. I take cash out at the ATM on my street without carrying anything but my phone."
Yacine M.Constantine

- BEFORE YOU DOWNLOAD

Questions people actually ask

Opening an account, wallet-to-wallet transfers, and topping up from your CCP or bank all carry no fee. Where a cost does apply like some ATM or agent cash-outs it's shown on screen before you confirm.

A national ID card, including the old green CNI, or a passport. If your card carries an NFC chip, hold it to your phone and verification takes seconds; otherwise both sides are scanned and matched to a quick selfie.

Your balance sits on an append-only ledger, so no entry can be edited or deleted after the fact. Identity documents are encrypted before they are stored, never kept in raw form, and every access is written to an audit trail.

Yes. Generate a six-digit code in the app, enter it at a partner ATM within 30 minutes, and take your cash. Or show a QR code to a nearby agent and they hand it over.

Keep them. Drahmi links to your CCP or any Algerian RIB, so money moves between them and your wallet without a branch visit. Nothing needs to be closed or moved.

Agent coverage rolls out wilaya by wilaya, starting with Algiers, Oran, Constantine and Annaba. The app shows the nearest agents, with walking distance, before you start a cash-out.

- FREE TO DOWNLOAD, MINUTES TO SET UP

Ready to carry your bank in your pocket?

Join Algerians who've stopped scheduling their day around a bank queue.